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Loan Rates Deposit Rates

Effective as of: October 1, 2018
Auto/Motorcycle Loans 2016 and Newer
TermRateAPRPayment/$1000
48 months3.00%3.00%$22.14
60 months3.20%3.20%$18.06
72 months3.45%3.45%$15.40
 
Auto/Motorcycle Loans 2013 - 2015
48 months3.30%3.30%$22.27
60 months3.45%3.45%$18.18
 
Auto/Motorcycle Loans 2008 - 2012
36 months3.20%3.20%$29.17
 
First Mortgage Loans
ProductRateAPRPayment/$1,000
3/1 Adjustable Rate Mortgage3.20%4.25%$4.32
5/1 Adjustable Rate Mortgage3.50%4.19%$4.49
7/1 Adjustable Rate Mortgage3.75%4.34%$4.63
10/1 Adjustable Rate Mortgage4.10%4.40%$4.83
10 Year Fixed3.85%3.94%$10.05
15 Year Fixed4.10%4.16%$7.45
Application fee: $425. If required, appraisal fee of approximately $400. Rates may vary based on credit score and Loan-to-Value (LTV). Disclosed rate based on 80% LTV and credit score of 680 or higher. Payments on ARM products may be amortized up to 30 years. The 10-year and 15-year fixed rate loan options are fully amortized over their respective terms. Payments do not include amounts for taxes and insurance, if applicable; and the actual payment obligation may be greater. Subject to credit approval. Some restrictions may apply. A straight refinance of a Northwestern Mutual Credit Union loan for the purpose of lowering the rate will be assessed a fee of 0.50% of the loan balance with a minimum of $425.
 
Home Equity Loans
ProductRateAPRPayment/$1,000
5/1 Adjustable Rate Mortgage 3.75%4.53%$5.93
7/1 Adjustable Rate Mortgage 4.00%4.61%$6.06
Application fee: $100. If required, appraisal fee of approximately $400. Rates may vary based on credit score and Loan-to-Value (LTV). Disclosed rate based on 80% LTV and credit score of 680 or higher. Payments may be amortized up to 20 years. Subject to credit approval. Some restrictions may apply.
 
Expressline Home Equity Line of Credit - Variable Rate
ProductRateAPRPayment/$1,000
Line of Credit3.00%3.00%$15.00
The rate is an introductory rate which is locked for one year. After that the rate is based on the Bank Prime Rate as published in the Money Rates listing in the Wall Street Journal on the 15th day of each month minus a margin of 1.00% and is subject to change monthly. (Your actual margin will vary based on your LTV and credit score.) After the first year the APR will not exceed 18% nor fall below 3.00%. Application fee: $100. If required, appraisal fee of approximately $400. Property, flood, and/or title insurance required, if applicable, on the subject property. Subject to credit approval. Some restrictions may apply.
 
Boat Loans - 2016 and newer
TermRateAPRPayment/$1,000
48 months3.25%3.25%$22.25
60 months3.45%3.45%$18.18
120 months3.45%3.45%$9.87
Financing available up to 100% of retail value. Rate may vary based on credit score. *Terms in excess of 60 months available for loans of $15,000 or greater. Interest rate is locked for first five years. After that, the rate can change annually based on the Prime Rate plus a margin of 2.00%. Your monthly payment will change if the rate increases or decreases. The rate cannot increase more than 2.00% per year and is capped at 6.00% above the initial rate. Some restrictions may apply.
 
Boat Loans 2008 - 2015
TermRateAPRPayment/$1,000
60 months5.00%5.00%$18.88
Financing available up to 80% of retail price. Rates may vary based on credit score. Disclosed rate based on credit score of 680 or higher. Subject to credit approval. Some restrictions may apply.
 
ATVs, Snowmobiles, Campers, RVs 2012 and newer
TermRateAPRPayment/$1,000
60 months5.00%5.00%$18.88
Financing available up to 80% of retail price. Rates may vary based on credit score. Disclosed rate based on credit score of 680 or higher. Subject to credit approval. Some restrictions may apply.
 
Kwik-Cash Line of Credit
ProductRateAPRPayment/$1,000
Line of Credit8.90%8.90%$30.00
 
Personal Loan
TermRateAPRPayment/$1,000
36 months6.95%6.95%$30.86
60 months8.95%8.95%$20.74
Amount of unsecured credit available based on monthly income and credit score. APR may vary based on credit score. Disclosed rates based on credit score of 680 or higher. Subject to credit approval. Some restrictions may apply.
APR means Annual Percentage Rate. All loans subject to credit approval and rates are subject to change. Some restrictions may apply.

 

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