Mortgage

Welcome Home! Let NMCU help you along your journey to home ownership with our low closing costs and competitive rates. With no hidden fees or prepayment penalties, our mortgages are designed with your needs in mind.

First Mortgage Loans

Primary residence or vacation home located in Wisconsin
Purchase or refinance
Primary residence or vacation home
10, 15, 20 and 30 year fixed rates available

Adjustable Rate Mortgages (ARMs) with rate locks up to 10 years
Minimum 10% down payment – no PMI required
No escrow requirement
All loans serviced by NMCU

NMLS ID 417081

Apply Now

AmeriCU Mortgage Logo

Our partnership with AmeriCU Mortgage gives you access to a number of government loan programs with low down payment options and competitive rates. Email Matt Simmons or call: 414-443-7130 for convenient, personal service.

Home Equity Line of Credit^* (HELOC)

Introductory rate as low as 5.74% locked for one year
Variable rate at Prime MINUS 1%
Credit lines available up to 90% loan to value
No annual or early termination fees

*Offer is available to new home equity lines only and is not available for refinances of existing NMCU loans. Terms described apply to credit scores of 680 or higher. Membership required and subject to credit approval. Some restrictions apply.

View HELOC Disclosure Apply Now

Second Mortgage

Adjustable-rate mortgage with rate locks as long as 7 years, 20-year amortization
10 and 15-year fixed rate

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Need a Loan?

Still think establishing a new loan is complicated, confusing and expensive? Think again! It’s fast, easy, and affordable. That’s what our members love about borrowing at NMCU. Fewer hoops to jump through, low rates and a staff that wants to do what’s right for you.

Pro Tip: Automate your payments with payroll deduction or set up an automatic transfer from ANY savings or checking account!

Check Out Our Rates

Mortgage

First Mortgage Loans

Home Equity Line of Credit* (HELOC)

Second Mortgage

Need a Loan?

Home Equity Line of Credit^* (HELOC)