Loan Rates Deposit Rates

Effective as of: September 1, 2019
Account TypeDividend RateAPYMinimum Balance
Free Checking0.25%0.25%None
1500 Club - Money Market1.75%1.77%$1,500
Holiday Club1.75%1.77%$5
Share or IRA Certificate - 1 year1.95%1.97%$1,000
Share or IRA Certificate - 18 months2.05%2.07%$1,000
Share or IRA Certificate - 2 years2.15%2.17%$1,000
I.R.A. Savings0.75%0.75%$5
APY means Annual Percentage Yield. All rates are subject to change.


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